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Pre-Contractual

Persons, Flows, KYC, Screenings

Contractual

Coming soon

Pre-Contractual

Filtered: Pre-Contractual data only

Roadshow 2026 — Pre-Contractual overview

Pre-Contractual Flows

In Progress

Expired Identity Cards

Persons

Search & manage

All Flows

Search & manage

Start Flow

New compliance flow

Screenings

OFAC checks

AI Search

AI driven search

Recent Pre-Contractual Flows

Dossier Number	Execution Date	Flow Type	Customer	Score	Dossier
F-2026-047	2026-03-20	Save & Invest	Sophie Vandenberghe	Balanced	Roadshow 2026
F-2026-046	2026-03-18	KYC Only	Marc Declercq	Low	Roadshow 2026
F-2026-045	2026-03-15	Save & Invest	Leen Martens	Dynamic	Roadshow 2026

Dashboard

Roadshow 2026 — Welcome back, D. Vanooteghem

Summaries

Total Flows

In Progress

Expired Identity Cards

Open Agenda Items

Actions

Start Flow

New compliance flow

Persons

Search & manage

Companies

Insurers

Flows

Search & manage

AI Search

AI driven search engine

Recent Flows

Dossier Number	Execution Date	Flow Type	Customer	Score	Dossier
F-2026-047	2026-03-20	Save & Invest	Sophie Vandenberghe	Balanced	Roadshow 2026
F-2026-046	2026-03-18	KYC Only	Marc Declercq	Low	Roadshow 2026
F-2026-045	2026-03-15	Save & Invest	Leen Martens	Dynamic	Roadshow 2026
F-2026-044	2026-03-10	Save & Invest	Johan Pieters	High	Roadshow 2026
F-2026-043	2026-03-08	KYC Only	An Desmet	Low	Roadshow 2026

PersonsPre-contractual person overview

Name

First Name

Dossier Number

Address

Dossier

Name	First Name	Dossier Number	Address	Dossier
Vandenberghe	Sophie	82.04.12-234.56	Rue de la Loi 12 - 1000 Brussels	Roadshow 2026
Declercq	Marc	75.11.05-123.45	Av. Louise 45 - 1050 Brussels	Roadshow 2026
Martens	Leen	90.07.22-345.67	Meir 12 - 2000 Antwerp	Demo Dossier
Pieters	Johan	68.01.30-456.78	Bondgenotenlaan 5 - 3000 Leuven	Roadshow 2026
Desmet	An	95.09.14-567.89	Veldstraat 8 - 9000 Ghent	Demo Dossier

Add New Person

Identity

Last Name *

First Name *

National ID (NID)

Date of Birth

Nationality

Role

Dossier

Address

Street & Number

Postal Code

City

Country

Contact

Phone

Mobile

E-mail

Professional

Job Title / Profession

Marital Status

Annual Income (€)

Davy Vanooteghem

Customer · IT-er | +3256130756 · davy@stratton-maes.eu

Flows 3

Screenings 2

Financial info 2

AML - low Risk score - Balanced VIP

User X

Initiator

EID expired

MIFID missing

Record 1 of 5

Summary

Details

Related Soon

General Information

First Name

Last Name

Country

Zipcode

Location

Street

Number

Box

Mobile Phone

Phone

Timeline

Recent

Modified on: 16/04/2026 13:05

New flow created

Flow from type: 3de en 4de pijler

Dynamic Low

Flow: ABC2026101254 View more →

Modified on: 16/04/2026 12:35

Financial overview created

Financial info

Ref: ABC2026101254 View more →

Modified on: 10/03/2026 09:34

New flow created

Flow from type: KYC

Flow: XYZ20260120124 View more →

Related Flows

Dossier Number	Execution Date	Flow Type	Score
F-2026-047	2026-03-20	Save & Invest	Balanced
F-2025-089	2025-09-10	KYC Only	Low

Rows: 2

Personal

Gender

Marital Status

Secondary Email

Secondary Phone

Date of Birth

Location of Birth

ID Card Number

ID Valid Until

National Registration

Nationality

Profession

KBO Number

Language

Company

KBO Number

VAT Number

Scoring

Latest

Neutral

Highest

Dynamic

Weighted avg

Balanced

AML Risk

Low

Political Info

Do you, or one of your family members, hold a political or leading public office at regional, national, or international level?

If so, specify the function:

Do you confirm that you or any of your family members are not equivalent to a PEP?

If so, specify the relationship:

Communication Options

How would you like to obtain legal, pre-contractual, and contractual information from us?

Do you also agree to consult certain information on our website (free of charge)?

Data Protection

Your explicit consent is required for the processing of certain personal data:

I agree to the processing of medical data as part of my insurance file.

I agree to the processing of data regarding convictions and criminal offences or related security measures as part of my insurance files.

Do you agree that we process your personal data for commercial purposes?

I agree that my data may be processed for commercial purposes.

I agree to receive commercial information by email.

I agree to be contacted by telephone regarding the offer of meaningful products and/or services.

Authorization

Can you sign contracts relating to the jointly owned property that you share with your partner?

By signing this document, the undersigned authorizes the third party:

to consult their insurance file (including claims management) for:

and this via the following email address:

Qualification

You want to be categorized as a professional client.

Following verification by your broker, it has been confirmed that you meet the admission criteria established by law.

Dossier Number	Execution Date	User	Flow Type	Score	Dossier
F-2026-047	2026-03-20	D. Vanooteghem	Save & Invest	Balanced	Roadshow 2026
F-2025-089	2025-09-10	D. Vanooteghem	KYC Only	Low	Demo Dossier

Rows: 2

Date	Person	Type	Lists Checked	Result
2026-03-20	Davy Vanooteghem	OFAC/EU	OFAC, EU, UN, BE	No Match
2025-09-10	Davy Vanooteghem	OFAC/EU	OFAC, EU, UN, BE	No Match

Rows: 2

Execution Date	User
2026-03-20	D. Vanooteghem
2025-09-10	D. Vanooteghem

Rows: 2

Related Records

Dossier Number	Execution Date	User	Flow Type	Customer	Score	Dossier
F-2026-047	2026-03-20	D. Vanooteghem	Save & Invest	Davy Vanooteghem	Balanced	Roadshow 2026
F-2025-089	2025-09-10	D. Vanooteghem	KYC Only	Davy Vanooteghem	Low	Demo Dossier

Rows: 2

Sophie Vandenberghe / KYC — Private

KYC — Private Client

Regulatory identification form

Personal Information

First Name

Last Name

Date of Birth

National ID

Nationality

Marital Status

Address

Street & Number

Postal Code

City

Financial & PEP

Profession

Annual Income

PEP Status

GDPR Consent

I consent to data processing for compliance purposes

I consent to receive communications regarding my dossier

Sophie Vandenberghe / KYC — Partner

KYC — Partner

Assign and manage partner / co-policyholder

Partner Assignment

Partner First Name

Partner Last Name

Date of Birth

National ID

Relationship

PEP Status

Profession

GDPR Consent

Partner consents to data processing for compliance purposes

All FlowsRoadshow 2026 dossier

Dossier Number

Client

Type

Status

From

Dossier Number	Execution Date	User	Flow Type	Customer	Score	Dossier
F-2026-047	2026-03-20	D. Vanooteghem	Save & Invest	Sophie Vandenberghe	Balanced	Roadshow 2026
F-2026-046	2026-03-18	D. Vanooteghem	KYC Only	Marc Declercq	Low	Roadshow 2026
F-2026-045	2026-03-15	K. Stevens	Save & Invest	Leen Martens	Dynamic	Roadshow 2026
F-2026-044	2026-03-10	D. Vanooteghem	Save & Invest	Johan Pieters	High	Roadshow 2026
F-2026-043	2026-03-08	D. Vanooteghem	KYC Only	An Desmet	Low	Roadshow 2026
F-2026-042	2026-03-05	K. Stevens	Save & Invest	Peter Claes	Balanced	Roadshow 2026
F-2026-041	2026-03-02	D. Vanooteghem	KYC Only	Nathalie Borms	Low	Roadshow 2026
F-2026-040	2026-02-28	D. Vanooteghem	Save & Invest	Luc Verhoeven	Balanced	Roadshow 2026

Start New Flow

Select flow type for Sophie Vandenberghe — Roadshow 2026

Save & Invest — Full Flow

Complete 10-step compliance flow including KYC, sanctions screening, financial profile, knowledge assessment, sustainability preferences, and advice declaration.

KYCSanctionsMiFID IIIDDSFDR

KYC Only

Streamlined identification and sanctions screening only. Suitable for existing clients requiring periodic KYC refresh without full investment profile reassessment.

KYCSanctionsNo MiFID

3de en 4de pijler — 18/04/2026

UDA26000234 · Vanooteghem Davy — Lammertijn Liesbet

IT-er | +3256130756 · davy@stratton-maes.eu

Alertness - low Risk score - Low Balanced

User X

Initiator

EID expired

MIFID missing

Flow 1 of 3

Flow: F-2026-047

Flow Complete

Completed 2026-03-24 · All 9 steps signed off · Documents ready for generation

Risk Profile

Balanced

14 / 30 points

AML Score

Low Risk

14 / 30 points

Knowledge Test

Excellent

3 / 3 correct

Step Completion

9 / 9 Complete

Step	Completed	Reference Date	Status
KYC	2026-03-20	2026-03-20	Complete
Requirements	2026-03-20	2026-03-20	Complete
Financial situation	13/05/2025	13/05/2025	Complete
Experience	27/08/2025	27/08/2025	Complete
Sustainability	14/01/2023	14/01/2023	Complete
Knowledge test	2026-03-21	2026-03-21	Complete
Advice	2026-03-22	2026-03-22	Complete
IR score	2026-03-22	2026-03-22	Complete
Alertness	2026-03-24	2026-03-24	Complete

Reports & Export

Flow Information

Flow ReferenceF-2026-047

Execution Date18/04/2026

Flow Type3de en 4de pijler — Save & Invest

DossierRoadshow 2026

ClientDavy Vanooteghem

Co-policyholderLammertijn Liesbet

AdvisorD. Vanooteghem

Risk ProfileBalanced

Select Documents

Output language:

KYC Identification Sheet

Client identification, PEP status, GDPR declarations · Step 1

Insurance taker: Davy Vanooteghem · Co-policyholder: Lammertijn Liesbet · Beneficiary: Vanooteghem Lucas

Ready

Suitability Report (MiFID II)

Risk profile, investment requirements, financial situation, experience · Steps 2–4 & 8

Risk profile: Balanced (14/30) · Financial situation: pre-filled 13/05/2025 · Experience: pre-filled 27/08/2025

Ready

Sustainability Preferences (SFDR)

ESG / SFDR sustainability preference declaration · Step 5

Selected: Option B — SFDR Art. 8 + 9 · pre-filled 14/01/2023

Ready

Knowledge Test Certificate

MiFID II product knowledge assessment results · Step 6

Result: 3 / 3 — Excellent · Date: 2026-03-21

Ready

Advice Declaration (IDD)

Product recommendation, advice justification & client signature · Step 7

Product: AG Save Plan — Branch 21+23 (70/30) · Premium: €25.000 · Duration: 8 years

Ready

AML Risk Assessment

AMLCO scoring, due diligence summary & risk classification · Step 9

AML Score: 14/30 — Low Risk · Standard due diligence applies

Ready

Sanctions Screening Log

OFAC/EU screening results and reviewer decisions · Step 1C

Screened: Davy Vanooteghem, Lammertijn Liesbet · Result: No confirmed matches

Optional

Generate

CompaniesInsurers and business partners

Company Name

Type

Country

Active	Number	Name	City
Active	001	AG Insurance	Brussels
Active	002	Belfius Insurance	Brussels
Active	003	Axa Belgium	Brussels
Inactive	004	ING Bank Belgium	Ghent
Active	005	Stratton Maes bv	Brussels

Add New Company

Company Identity

Company Name *

Type *

Status

KBO / Enterprise Number

Address

Street

Number

Box

Postal Code

City

Country

Contact

Phone

Website

Contact Person

Contact Person Email

Notes

Internal Notes

AG Insurance NV/SA

Company #001 · Life & Non-Life

KBO: 0404.483.367 | Emile Jacqmainlaan 53, 1000 Brussels

Active Available for New Flows Belgium

Company 1 of 5

Company Info

Full Name

AG Insurance NV/SA

KBO Number

0404.483.367

Domain

Life & Non-Life

Address

Emile Jacqmainlaan 53, 1000 Brussels, Belgium

Country

Belgium

Status

Active

Available for New Flows

Yes

Flow Statistics

Active Flows

184

Completed Flows

207

Total Flows

Recent Flows

Dossier Number	Execution Date	Flow Type	Customer	Score	Dossier
F-2026-047	2026-03-20	Save & Invest	Sophie Vandenberghe	Balanced	Roadshow 2026
F-2026-043	2026-03-15	KYC Only	An Desmet	Low	Roadshow 2026
F-2026-040	2026-03-10	Save & Invest	Luc Verhoeven	Low	Roadshow 2026

AG Insurance — All Flows207 total flows · 23 active

Dossier Number	Execution Date	User	Flow Type	Customer	Score	Dossier
F-2026-047	2026-03-20	D. Vanooteghem	Save & Invest	Sophie Vandenberghe	Balanced	Roadshow 2026
F-2026-043	2026-03-15	D. Vanooteghem	KYC Only	An Desmet	Low	Roadshow 2026
F-2026-040	2026-03-10	D. Vanooteghem	Save & Invest	Luc Verhoeven	Low	Roadshow 2026

Sanction Screening Emma Vandenberghe

Screendate: 20/03/2026 on lists OFAC, EU, UN, BE for flow: F-2026-047

Possible match detected — Manual review required before proceeding with this flow.

Potential Match

Name match on EU Consolidated List entry #EU-2019-0847 (78% score). Nationality matches. Date of birth differs by 3 years — possible false positive. Lists checked: OFAC, EU, UN, BE.

Reviewer Decision

Decision *

Reviewer

Notes

ScreeningsSanctions and identity screenings

Person

Type

Result

From

Date	Person	Type	Lists Checked	Result
2026-03-20	Sophie Vandenberghe	OFAC/EU	OFAC, EU, UN, BE	No Match
2026-03-20	Thomas Vandenberghe	OFAC/EU	OFAC, EU, UN, BE	No Match
2026-03-20	Emma Vandenberghe	OFAC/EU	OFAC, EU, UN, BE	Possible Match

Financial InterviewsCompleted and in-progress financial profiles

Person

Flow

Status

Date	Person	Flow	Annual Income (€)	Status
2026-03-20	Sophie Vandenberghe	F-2026-047 — Save & Invest	62,000	In Progress
2025-11-03	Sophie Vandenberghe	F-2025-089 — Save & Invest	60,000	Complete

Flow: F-2026-047

3de en 4de pijler — 18/04/2026

UDA26000234 · Vanooteghem Davy — Lammertijn Liesbet

IT-er | +3256130756 · davy@stratton-maes.eu

Alertness - low Risk score - Low Balanced

User X

Initiator

EID expired

MIFID missing

Flow 1 of 3

Steps 2–9 are locked until KYC is complete. Complete Section C (Sanction Screening) then click Mark KYC Complete to unlock all steps for free navigation.

Insurance Takers

Taker 1

Name Search

National ID

Role

Taker 2 (optional)

Name Search

National ID

Role

Under the legal heirs system

Beneficiaries

Name	First Name	Date of Birth	At Life	At Death	Approved
Vanooteghem	Lucas	28/08/2007
Rows: 1

Sanction Screening

Name	First Name	Role	Check Date	Matches	Match Confirmed
Vanooteghem	Davy	Insurance taker 1	15/10/2025	1
Lammertijn	Liesbet	Insurance taker 2	15/10/2025	0

Requirements

Your wishes and needs

Investment Preferences

Q1. What type of action is it?

New contract

Switching or refunding

Q2. For which person(s) should this savings/investment profile be determined?

Only for yourself

For the joint property of the family for which you declare that you are the representative

Other (should be specified)

Specify

Q3. What is the primary wish / need for taking out life insurance?

Saving

Investing

Q4. How do you want to save/invest?

After deposit of a one-time premium of

According to the payment of periodic premiums

After deposit of voluntary / random deposits

After deposit of a one-time premium followed by Drip Feed of

Amount of the one time payment

Amount of the monthly payment

sum amount total investment

Q5. Would you like to keep the option open to withdraw all or part of the saved/invested capital before the contract's maturity date?

Yes, regularly (for example, every month, every quarter, every six months, or annually)

Yes, flexibly available according to my needs.

Specify

Q6. Would you like to protect/insure yourself or your beneficiaries against any of the situations listed below?

Yes, in the event of death

Yes, in the event of death after an accident

Yes, in the event of disability

Yes, other. Specify:

No, I do not wish to provide additional protection/insurance for myself or my beneficiaries

Specify

Q7. Would you like to benefit from a tax advantage?

Yes

What are your save and/of investment goals

Q8. What is your most important goal?

Building up sufficient capital for a future purchase

In general, I wish to build up capital without any specific intention regarding future purchases. For example, wealth growth for the next generation.

Taking advantage of the stock market -/ stock exchange

Acquiring additional capital extra (monthly) income to supplement my current income

Provide extra income on top of my future income (e.g. Supplementary pension).

Other

If applicable, please state the nature of the intended purchase and an estimate of the required amount:

Specify

Q9. How long might your money be locked in?

Between 0 and 3 years

Between 4 and 8 years

Between 9 and 16 years

+17 years or longer

Q10. Do you need to be able to withdraw or receive money in the meantime?

Yes, flexible

Yes, in the form of annuity

Yes, through scheduled withdrawels

Your sensitivity / tolerance to the financial risks of the market.

Q11. Which description best matches your savings and investment preferences?

I value capital preservation, even if that comes at the expense of return.

To increase the return, I am willing to take some risk with my investments, but limited (for example, a potential loss of 5% on an annual basis). For the majority of my assets, I still aim for safe investments.

Return and risk limitation are both important to me. I know that to achieve a higher return, I have to take a bit more risk (for example, a potential loss of 10% on an annual basis)

I aim for the highest possible return and accept strong price fluctuations that can lead to (large) losses (for example, a potential loss of 30% on an annual basis)

Q12. How would you react if your savings and/or investment insurance were to drop significantly in the short term (for example, a loss of 15% over two months)?

I would not be able to sleep and would withdraw my remaining capital, even if it would result in a loss. I chose less risky savings/investment products. This type of product is not for me.

I carefully monitor it and keep my savings/investment insurance until it returns to its original value, after which I switch to a less risky option.

I would keep my product because market fluctuations are to be expected anyway. I am interested in the long-term potential of this investment, and short-term fluctuations are simply part of it.

I would actually invest additional money in this product. It would be a good opportunity to acquire more of this savings/investment insurance at a better price, which could potentially lead to a higher long-term return.

I see that as an opportunity to buy more at a favourable price.

I keep my investments or investment insurance, but closely monitor the situation.

Q13. How would you react if your savings and/or investment insurance were to drop significantly in the short term (for example, a loss of 15% over two months)?

I do not react. Fluctuations are inherent to savings and/or investment insurance.

Moderately: I am mainly interested in the result at the maturity date.

Strongly: I will closely follow the fluctuations.

Very strongly: I am considering selling my savings and/or investment insurance.

Q14. If the savings and/or investment insurance you have in mind were to end up significantly lower than expected (for example, half), would you be able to absorb that with other income and/or assets?

Very difficult: I can cope with setbacks only with great difficulty.

I would have to absorb this setback by reducing my expenses.

I could compensate for this setback with other income.

This does not pose a problem for me.

Q15. Do you wish to share any other specific wishes, needs, or additional information with us?

Yes

Specify

Financial situation

Pre-filled from previous flow — 13/05/2025 — review and confirm

Movable and Immovable Property

Q17. What is the value of your movable assets (cash/liquid assets, savings account, current account, life insurance policies, bonds, shares and other investments, etc.)?

Less than 12.500 EUR

Between 12.500 EUR and 50.000 EUR

Between 50.000 EUR and 125.000 EUR

Between 125.000 EUR and 250.000 EUR

More than 250.000 EUR

V18. Do you own one or more immovable properties (house, apartments, commercial properties, offices, warehouses, building land, …) and for what purposes do you hold them?

I have no real estate assets

I own one property

I own one property in addition to my residence

I own multiple properties, not just for personal use

Q19. How would you like the deposit payments to be made?

After deposit of a one-time premium

According to the payment of periodic premiums

After deposit of voluntary / random deposits

After deposit of a one-time premium followed by Drip feed

Saving Capacity

Annual Net Income (€) 13/05/2025

Monthly Expenses (€)

Outstanding Loans (€)

Source of Funds

Q8. What is your most important goal?

Building up sufficient capital for a future purchase

In general, I wish to build up capital without any specific intention regarding future purchases. For example, wealth growth for the next generation.

Taking advantage of the stock market / stock exchange

Acquiring additional capital / extra (monthly) income to supplement my current income

Provide extra income on top of my future income (e.g. Supplementary pension)

Other

If applicable, please state the nature of the intended purchase and an estimate of the required amount:

Your sensitivity / tolerance to the financial risks of the market

Q12. Which description best matches your savings and investment preferences?

I value capital preservation, even if that comes at the expense of return.

To increase the return, I am willing to take some risk with my investments, but limited (a potential loss of 5% on an annual basis). For the majority of my assets, I still aim for safe investments.

Return and risk limitation are both important to me. I accept a potential loss of 10% if this increases the chance of higher returns.

I am for the highest possible return and accept strong price fluctuations that can lead to (large) losses (for example, a potential loss of 30% on an annual basis).

Q13. Which profile best describes your approach to market fluctuations?

I accept a potential loss of 5% on an annual basis. For the majority of my assets, I still aim for safe investments.

I accept a potential loss of 10–15% if there is a realistic prospect of a proportionally higher return.

I accept losses of up to 30% for maximum return potential over the long term.

Experience

Pre-filled from previous flow — 27/08/2025 — review and confirm

Product Knowledge & Experience Matrix Last captured: 27/08/2025

Product Type	Knowledge Level	Transaction Experience
Branch 21 — Guaranteed Return
Branch 23 — Unit-Linked
Investment Funds
Structured Products

Sustainability

SFDR / ESG — Select your sustainability preference (MiFID II Amendment, Aug 2022)

Pre-filled from previous flow — 14/01/2023 — review and confirm

Option A — EU Taxonomy

Minimum % of investments aligned with EU Taxonomy.

Option B — SFDR Art. 8/9 Selected

Prefer funds promoting ESG characteristics.

Option C — No Preference

Client does not wish to integrate sustainability factors.

Knowledge test

MiFID II Knowledge Assessment — 3 Questions

Q1. A Branch 23 product's return is primarily linked to:

A guaranteed interest rate set by the insurer

The performance of underlying investment funds

The Belgian interbank rate (EURIBOR)

Q2. Capital protection in a Branch 21 product means:

The insurer guarantees 100% return at all times

The insurer guarantees at least the invested premium at maturity

The government insures the product up to €100,000

Q3. SFDR Article 8 funds promote:

Funds with no sustainability consideration

Funds with a sustainable investment objective

Environmental or social characteristics

Advice

Suitability pre-filled from previous flow — 14/01/2023 — review and confirm

Product Recommendation